irement funds is an important issue for many people. 📈 The calculation of retirement benefits mainly depends on factors such as the average salary of employees in your region, personal contribution years, and individual contribution base. 💰 Typically, the longer you contribute to social security and the higher your contribution base, the more retirement benefits you will receive.

The formula for calculating retirement benefits can be roughly understood as: Basic pension = (Average monthly salary of local employees last year + Individual indexed average monthly contribution salary) ÷ 2 × Contribution years × 1%. 😊 In addition, individual account pensions are calculated by dividing the total amount in the individual account by the number of months corresponding to the retirement age.

To ensure a better quality of life after retirement, it is recommended that everyone plan their social security contributions early and regularly check their payment records. 📅 By understanding the calculation method, you can better prepare for the golden years ahead! 👵爺爷奶奶们，快来看看自己的退休金能有多少吧！